Lyons Law Group Blog

What is Foreclosure? If you’ve received a foreclosure summons at your home, you may be left wondering what this actually means for you. A foreclosure summons is typically issued after the bank files a lawsuit against you for your home after you have become behind in your monthly mortgage payments. In the past, most defenses against foreclosure were unsuccessful but …

One of the most troubling aspects of going through financial hardship is the incredible amount of phone calls and threatening letters you will receive from debt collectors. When going through this stressful time, you may be wondering how best to deal with these irritating debt collectors. Trying to navigate the debt collection industry can feel very difficult and scary, but …

How Does a Mortgage Modification Work? If you’ve fallen behind on your monthly mortgage payments for any reason, whether it be a financial hardship, medical emergency, or an unexpected loss of income, it can feel impossible to get caught up again. Continuing to ignore your mortgage payments will very quickly result in a foreclosure summons that you may not be …

Can I Sell My House to Avoid Foreclosure? Did you receive a foreclosure summons at your home? If so, you may be left wondering if you can simply sell your home to avoid the foreclosure process altogether. The answer is YES, and The Lyons Law Group, P.A., can help. The process is called a short sale, and it is where …

The Florida Foreclosure Process If you’re facing a potential foreclosure of your home in Florida, it is important to understand the timeline of events. Falling behind on mortgage payments will result in your bank sending out a letter that you are in default. If you don’t pay them, the bank will serve a summons on you giving you 20 days …

If you’ve received a foreclosure summons, you may be wondering how this even happened. Typically, a lender will send out a summons after three months of consecutive missed payments on your mortgage. This process varies but before a bank can foreclose on your home, they are required to attempt to reach out for payment with a phone call or letter …

Have you recently received a foreclosure summons and want to find the best solution to fight back against the banks so you can continue living in your home? While this may seem like a daunting task, there are actually more options available than you might imagine. Thankfully, The Lyons Law Group, P.A., specializes in coming up with solutions to fight …

They told her five years ago that she only owed $65,000 on her mortgage, and she has made every payment faithfully since then. Then the Bank billed her for $180,000 and their Bankster lawyers threatened foreclosure – for the last four years. She couldn’t sleep, she couldn’t eat, she lived in fear. Then she finally came to us. We sent …

What does it mean to win at trial?  It means that I was successful in proving to the Judge that the Bank could not successfully win the case, and the case is then dismissed by the Court.  This, in turn, means that the bank, should they decide to foreclose again, must start the entire foreclosure process over again, and serve …

At The Lyons Law Group, P.A. we are not wasting any time putting recent Florida Supreme Court decisions to use for our clients. On November 3, 2016, the Florida Supreme Court rendered a decision in Bartram v. U.S. Bank, N.A., [citation] (Fla. 2016) confirming that lenders have a roaming five year statute of limitations to file foreclosure. Bartram also bars …