If you’re planning to purchase a home, you might be wondering what you’ll need for your mortgage application. When deciding whether to approve one of these applications, a lender will typically consider the buyer’s income, employment history, savings, investments, debts, and credit score. So, what credit score is required to buy a house? We’ve got the answers you need below. …
Read MoreIf you’re a Florida resident, you may have heard that the state doesn’t impose any estate taxes. While that’s true, it’s still important to be aware of other types of estate tax liability. For example, Florida residents are still responsible for paying federal estate taxes under certain circumstances. Florida residents could also be liable for estate taxes in another state …
Read MoreIf you’re looking to buy or sell a house, you might have heard about the recent National Association of REALTORS® (NAR) agreement and wondered how it will affect you. Below, we explain what the NAR is and what the NAR agreement entails. We also discuss what the NAR agreement means for you as a buyer or seller. What Is the …
Read MoreAre you ready to start planning for the future? Estate planning is incredibly important—not only does it let you decide what will happen to your minor children, home, possessions, and money after your passing, but also who will make decisions on your behalf if you ever become incapacitated. However, estate planning can often be fraught with challenges. To help you …
Read MoreEstate planning will likely affect everyone at some point—whether you’re named a beneficiary, tasked with administering a loved one’s estate, or planning for your own future—yet there are numerous popular misconceptions about the topic. Below, we debunk three common myths about estate planning. 1. Estate Planning Is Only for the Old & Wealthy Young people of average wealth often assume …
Read MoreIf you’ve received a foreclosure notice, you’re probably exploring the various options available to you. You might have thought about trying to sell your home before the foreclosure is finalized. But is that something you’re even allowed to do? Generally speaking, yes, you can sell your home while it’s in foreclosure. For many homeowners, this is an excellent option, since …
Read MoreIf you’re in the process of buying a home, you may be feeling overwhelmed by all of the fees that you need to pay before closing on the property. In addition to your down payment, you’ll likely need to pay lender fees, property taxes, appraisal fees—the list goes on and on. With that in mind, you may be questioning whether …
Read MoreIf you’re looking to plan for the future, one of the questions you’ll likely be faced with is whether to use a will, a trust, or both. Below, we explore the differences between wills and trusts, and we also highlight the benefits that each one offers. What Is a Will? A will is a legal document that details how your …
Read MoreAre you in the process of purchasing your first home? You’ve hired a realtor, found the perfect property, and made an offer that was accepted. You’re well on your way to owning the house of your dreams, but before you can start moving in, you’ll need to get through the closing process. Below are three mistakes to avoid during your …
Read MoreIf you’re planning to purchase your first home, you’re probably unsure what the process involves, including what to expect on closing day. Don’t worry—we’ve got you covered! Below, we explain what a real estate closing is and what happens on closing day. We also discuss how long closings typically take and what you should plan on bringing to your closing. …
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