How to Stop a Foreclosure and Keep Your Home
Have you recently received a foreclosure summons and want to find the best solution to fight back against the banks so you can continue living in your home? While this may seem like a daunting task, there are actually more options available than you might imagine. Thankfully, The Lyons Law Group, P.A., specializes in coming up with solutions to fight the banks on our clients’ behalf. We will begin your case by inviting you to our office in New Port Richey, Florida, so you can meet with one of our attorneys and have all of your questions answered. At this initial meeting, we will discuss all of the available options you have as a homeowner to stop the foreclosure proceedings and continue living in your home.
File a Lawsuit to Stop Foreclosure
One of the first steps we can take is to file a lawsuit against your bank to challenge the foreclosure. In many cases, mistakes are made throughout the closing of your home that can help you keep your home and even receive a payout from the bank for your troubles. Often, the bank doesn’t own or can’t provide the promissory note or didn’t follow all of the required steps of the foreclosure process. If it turns out that the bank was unable to prove that your home is in foreclosure, we will sue them for all of the threatening phone calls and letters that have made your life stressful throughout this process.
Apply for a Loan Modification
Another option is to delay the foreclosure process by applying for a loan modification. Our attorneys will ensure the loan modification is completed correctly by negotiating with your bank for a lower monthly payment to allow you to catch up on outstanding payments. This process requires a lot of paperwork and The Lyons Law Group will walk you through the entire process from start to finish. One of the most important steps of a loan modification is to ensure that all of the paperwork is filled out correctly because even the slightest mistake can put an end to the process. We will handle this entire process for you by making sure that your financial disclosure documents are completed correctly.
If approved for a loan modification from your bank, there are a variety of results that can be achieved. Whether you desire a principal deferment, interest rate reduction, principal forgiveness, or an extension on the maturity of the loan, our individualized representation will help you receive the results you desire.
Additional Foreclosure Options
The Lyons Law Group understands that there are many situations that can arise throughout your foreclosure that will require an additional defense. That is why we are able to use our accumulated experience to offer short sales, cash for keys, or other defense options to decide the best legal strategy for your situation.
Contact Us Today!
If you want to learn more about your options to stop a foreclosure so you can continue living in your home, contact The Lyons Law Group today. We will utilize the best strategy to help you win your foreclosure case with a solution that works for you. Whether this is a settlement or going all the way to trial, we will work closely with you every step of the way.
