Closing Cost Estimates for Clients in Pasco & Hernando Counties
Are you planning to buy or sell a home? If so, you can turn to The Lyons Law Group, P.A., for help. We’re a real estate law firm that’s been serving clients across Pasco and Hernando Counties since 2008, and our skilled real estate closing attorneys can provide assistance with all aspects of the house closing process, including estimating closing costs.
What Are Closing Costs?
If this is your first time buying or selling a home, you may be unfamiliar with the concept of closing costs. Essentially, closing costs are fees separate from the purchase price that need to be paid at the time a home is sold. They can include:
- Appraisal fees
- Bank processing fees
- Credit report fees
- Flood certification fees
- Home inspection fees
- Intangible taxes
- Loan origination fees
- Municipal lien search fees
- Prepaid insurance fees
- Property taxes
- Real estate agent commissions
- Recording fees
- Settlement fees
- Survey fees
- Tax service fees
- Title insurance fees
- Title search fees
- Transfer taxes (also known as documentary stamp taxes or excise taxes)
The buyer and the seller will each be responsible for paying for certain items on this list.
How Much Can You Expect to Pay?
Closing costs will vary from one sale to another, so it’s important to ask your provider for a personalized quote that’s tailored to your specific circumstances. With that being said, we encourage you to check out our online closing cost calculator, which you can find by clicking here. To begin, you’ll need to enter the:
- Sales price
- Mortgage amount
- Property type (single-family residence or condominium)
- Real estate agent commission percentage
- Number of pages in the deed
- Number of pages in the mortgage
Once you’ve entered this information, click “Calculate Results,” and then the calculator will provide you with estimates of the buyer’s and seller’s respective closing costs. You can even create and download a PDF, if you would like.
Find Out More
If you’re likely going to be closing on a house in the near future, you’ll want to consult with an experienced real estate closing attorney as soon as possible. Contact The Lyons Law Group, P.A., today to schedule a free initial consultation at either of our locations—we have offices in New Port Richey and Spring Hill.
