Owning your own home offers numerous advantages—in addition to letting you build equity, homeownership also presents certain tax benefits, provides greater stability, and allows for more freedom in terms of decorating. Unfortunately, rising costs have made it difficult for many people to save enough money for a down payment. But do you actually need to have the traditional 20% set …
Read MoreAre you thinking about buying a house, but not sure if the time is right? Maybe your apartment lease is drawing to a close and you’re wondering whether you should look for a house or renew for another year. Perhaps you’ve accepted a job in a new city and you’re unsure whether you should rent or purchase. Or maybe you …
Read MoreIf you’re planning to buy a house, you may be wondering how long you should expect it to take. Because various factors can either shorten or lengthen the process, each home purchase timeline is unique. With that said, it typically takes at least a few months to buy a house. If you’re planning to finance your home purchase, you’ll likely …
Read MoreYou’ve been searching for houses and you’ve finally found the perfect one. It’s the size you need, it’s in a great location, and it’s even within your budget. The only catch is that it’s a foreclosure. Should you buy a foreclosed home, or are you better off moving on to other properties? Purchasing a foreclosed home offers many benefits, one …
Read MoreAre you getting ready to purchase a new home? Congratulations! You probably already have an idea of the type of house you’d like, but before moving forward with the sale, it’s important to consider some key components. When buying a house, make sure to pay attention to: The age and condition of the roof, foundation, HVAC system, water heater, and …
Read MoreIf you’re planning to purchase a home, you might be wondering what you’ll need for your mortgage application. When deciding whether to approve one of these applications, a lender will typically consider the buyer’s income, employment history, savings, investments, debts, and credit score. So, what credit score is required to buy a house? We’ve got the answers you need below. …
Read MoreIf you’re a Florida resident, you may have heard that the state doesn’t impose any estate taxes. While that’s true, it’s still important to be aware of other types of estate tax liability. For example, Florida residents are still responsible for paying federal estate taxes under certain circumstances. Florida residents could also be liable for estate taxes in another state …
Read MoreIf you’re looking to buy or sell a house, you might have heard about the recent National Association of REALTORS® (NAR) agreement and wondered how it will affect you. Below, we explain what the NAR is and what the NAR agreement entails. We also discuss what the NAR agreement means for you as a buyer or seller. What Is the …
Read MoreAre you ready to start planning for the future? Estate planning is incredibly important—not only does it let you decide what will happen to your minor children, home, possessions, and money after your passing, but also who will make decisions on your behalf if you ever become incapacitated. However, estate planning can often be fraught with challenges. To help you …
Read MoreEstate planning will likely affect everyone at some point—whether you’re named a beneficiary, tasked with administering a loved one’s estate, or planning for your own future—yet there are numerous popular misconceptions about the topic. Below, we debunk three common myths about estate planning. 1. Estate Planning Is Only for the Old & Wealthy Young people of average wealth often assume …
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