Losing a parent is one of the most difficult experiences that someone can go through. Unfortunately, if your mother or father recently died, you’ll likely need to take certain steps to administer their estate while also navigating the grief and other emotions that you’re currently feeling. Below, you can find some helpful information about what to expect if your parent …
Read MoreIf you’re facing a potential foreclosure, you’ve likely started researching what you can do to avoid losing your home. One way to defend against foreclosure is to modify the terms of the mortgage. Below, The Lyons Law Group, P.A.—a trusted foreclosure defense firm serving the Tampa Bay area—explains what a loan modification is, what a typical agreement involves, and what …
Read MoreIf you’re planning to purchase a house, you’ve probably started thinking about how much money you’ll need to set aside for a down payment. But what about closing costs? Many first-time homebuyers are unfamiliar with these fees and end up being surprised by how much they need to pay at closing. So, to make sure that you’re not caught off …
Read MoreAs its name suggests, the term “preforeclosure” refers to the time period leading up to a foreclosure. The preforeclosure stage begins when a homeowner misses a mortgage payment and ends when the bank serves them with a foreclosure summons, which the bank is generally not allowed to do until at least 120 days have passed since a missed payment. Below, …
Read MoreIf you’ve been following the news lately, you may have heard about the U.S. government’s recent extension of mortgage forbearance and foreclosure relief protections related to COVID-19. Below you’ll find some helpful information about what this legislation entails and how it may impact you. The Recent Extensions HUD/FHA, VA & USDA Loans On February 16, 2021, the U.S. government—more specifically, …
Read MoreIf you’re like many people, you’ve wondered whether you need a will, and if so, when you should go about writing it. We’ve compiled some valuable tips that will help you decide how to move forward with this process. Do I Need a Will? Yes, you do. One of the main benefits of having a will is that it makes …
Read MoreIf you’ve given any thought to estate planning, congratulations—you’re a step ahead of many of your peers. Estate planning often seems like something that you can put off until tomorrow, especially if you’re on the younger end of the age spectrum. But the fact is that you never know what the future may hold, so it’s important to take the …
Read MoreSince the beginning of the coronavirus pandemic, countless individuals have been faced with unprecedented financial problems and are struggling to make ends meet. Maybe you were laid off from your job, or you own a rental property and your tenants have been unable to pay their rent. Perhaps you were counting on your stimulus check and have not yet received …
Read MoreIf you’ve gotten behind on your mortgage payments and are facing a foreclosure, you’ve probably started researching whether there are any potential alternatives available to you. You might have come across an option known as a deed in lieu of foreclosure. Before discussing the advantages that a deed in lieu offers over a foreclosure, it helps to understand exactly what …
Read MoreAs the coronavirus pandemic presses on, the unemployment rate continues to steadily increase, and experts are saying that it could soon approach what was seen during the Great Depression. With no income to rely on, many people are having a hard time paying their mortgages and fear the possibility of foreclosure. Homeowners are understandably stressed, and many are also confused …
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