Lyons Law Group Blog

Each year, as the December holidays come to a close and we begin to prepare for a new annum, many of us take time to self-reflect and develop a set of resolutions. According to a survey recently conducted by Forbes Health and OnePoll, New Year’s resolutions most commonly focus on: Improved mental health (45%) Improved fitness (39%) Weight loss (37%) …

If you’re in danger of losing your home to foreclosure, it’s important to know that you have options available to you. One of those options is a loan modification, commonly referred to as a “remodification” or a “mortgage modification.” As its name suggests, a loan remodification involves changing the original terms of a mortgage to allow for reduced monthly payments, …

Losing a parent is one of the most difficult experiences that someone can go through. Unfortunately, if your mother or father recently died, you’ll likely need to take certain steps to administer their estate while also navigating the grief and other emotions that you’re currently feeling. Below, you can find some helpful information about what to expect if your parent …

If you’re facing a potential foreclosure, you’ve likely started researching what you can do to avoid losing your home. One way to defend against foreclosure is to modify the terms of the mortgage. Below, The Lyons Law Group, P.A.—a trusted foreclosure defense firm serving the Tampa Bay area—explains what a loan modification is, what a typical agreement involves, and what …

If you’re planning to purchase a house, you’ve probably started thinking about how much money you’ll need to set aside for a down payment. But what about closing costs? Many first-time homebuyers are unfamiliar with these fees and end up being surprised by how much they need to pay at closing. So, to make sure that you’re not caught off …

As its name suggests, the term “preforeclosure” refers to the time period leading up to a foreclosure. The preforeclosure stage begins when a homeowner misses a mortgage payment and ends when the bank serves them with a foreclosure summons, which the bank is generally not allowed to do until at least 120 days have passed since a missed payment. Below, …

If you’ve been following the news lately, you may have heard about the U.S. government’s recent extension of mortgage forbearance and foreclosure relief protections related to COVID-19. Below you’ll find some helpful information about what this legislation entails and how it may impact you. The Recent Extensions HUD/FHA, VA & USDA Loans On February 16, 2021, the U.S. government—more specifically, …

If you’re like many people, you’ve wondered whether you need a will, and if so, when you should go about writing it. We’ve compiled some valuable tips that will help you decide how to move forward with this process. Do I Need a Will? Yes, you do. One of the main benefits of having a will is that it makes …