Lyons Law Group Blog

Foreclosure is one of the most stressful events that a person can experience. In addition to having to grapple with the loss of your home, you also have to deal with the other repercussions of a foreclosure, including the negative impact on your credit score. The degree to which a foreclosure affects your credit score depends on a number of …

Along with the rest of the world, Americans are currently facing the coronavirus (COVID-19) pandemic. More and more people are being instructed to remain at home and avoid close contact with others. While necessary to prevent the spread of the virus, social distancing is having an incredibly negative impact on the economy. In an attempt to contain COVID-19, officials in …

If you’ve received a notice of default from your mortgage lender or been served with a foreclosure summons, or if you’re behind on your mortgage payments and facing a possible foreclosure, you may be feeling overwhelmed. You want to do whatever you can to save your home, but you’re not sure where to start. One of the first questions on …

If you want to keep your home, The Lyons Law Group will walk you through all of the options available to make this happen. In order to achieve this, our primary goal is to prove that the bank failed to meet the proper foreclosure procedures or can’t prove they actually own your loan. There are many ways that a bank …

What is Foreclosure? If you’ve received a foreclosure summons at your home, you may be left wondering what this actually means for you. A foreclosure summons is typically issued after the bank files a lawsuit against you for your home after you have become behind in your monthly mortgage payments. In the past, most defenses against foreclosure were unsuccessful but …

One of the most troubling aspects of going through financial hardship is the incredible amount of phone calls and threatening letters you will receive from debt collectors. When going through this stressful time, you may be wondering how best to deal with these irritating debt collectors. Trying to navigate the debt collection industry can feel very difficult and scary, but …

How Does a Mortgage Modification Work? If you’ve fallen behind on your monthly mortgage payments for any reason, whether it be a financial hardship, medical emergency, or an unexpected loss of income, it can feel impossible to get caught up again. Continuing to ignore your mortgage payments will very quickly result in a foreclosure summons that you may not be …

Can I Sell My House to Avoid Foreclosure? Did you receive a foreclosure summons at your home? If so, you may be left wondering if you can simply sell your home to avoid the foreclosure process altogether. The answer is YES, and The Lyons Law Group, P.A., can help. The process is called a short sale, and it is where …

The Florida Foreclosure Process If you’re facing a potential foreclosure of your home in Florida, it is important to understand the timeline of events. Falling behind on mortgage payments will result in your bank sending out a letter that you are in default. If you don’t pay them, the bank will serve a summons on you giving you 20 days …

If you’ve received a foreclosure summons, you may be wondering how this even happened. Typically, a lender will send out a summons after three months of consecutive missed payments on your mortgage. This process varies but before a bank can foreclose on your home, they are required to attempt to reach out for payment with a phone call or letter …